An Introduction to Retirement Planning
Retirement planning involves visualising your key goals for your retirement years and setting up a plan to help you achieve those goals through financial planning.
An introduction to end of tax year planning
As the end of the tax year approaches, now is the perfect time to ensure you have your financial affairs in order and to double check you’ve taken advantage of all the tax-efficient allowances available to you.
News in Review
Global economic growth forecasts for 2025 and 2026 have been revised upward by the IMF. However, new US tariffs, ongoing geopolitical tensions continue to pose risks to the economy. Meanwhile, UK house price growth is picking up and Inheritance Tax receipts have risen.
News in Review
The Bank of England has cut interest rates to 4% as it targets 2% inflation. The National Institute of Economic and Social Research (NIESR) warns taxes may need to rise in the Autumn Budget to meet fiscal goals. Trump’s tariffs impact trade with over 90 countries.
News in Review
July’s economic data shows a mixed picture – inflation hit 3.8%, largely due to rising air fares and food prices. However, government borrowing decreased and mortgage rates dropped below 5%, giving households a small but welcome boost in affordability.
Part of the Futura Group
Established in 2020, Futura Financial Services Group was founded with a clear ambition: to make high-quality financial advice affordable and accessible for individuals and businesses. Today, we operate across England and Scotland, supported by a team of more than 40 experienced advisers dedicated to providing clear, practical guidance.
Part of the Futura Group
Established in 2020, Futura Financial Services Group was founded with a clear ambition: to make high-quality financial advice affordable and accessible for individuals and businesses. Today, we operate across England and Scotland, supported by a team of more than 40 experienced advisers dedicated to providing clear, practical guidance.
In the news – Wealth
Inheritance Tax receipts continue their ascent, and unclaimed pension tax relief could be costing you tens of thousands. With major tax reforms looming, it’s never been more important to understand your options and plan ahead.
Bank of Mum and Dad – worth their weight in gold
The Bank of Mum and Dad funded over £9.6 bn of first-time home purchases in 2024. With Bank Rate and mortgage rates falling, and lenders generally relaxing their affordability rules allowing buyers to borrow more, the support provided by BoMaD will likely fall to lower levels
Healthy uptick in investing confidence
UK investor sentiment is rising, especially among younger adults eager to build wealth. With more turning to long-term investing, now’s the time to put plans into motion and make your money work harder.
