An Introduction to Receiving a Windfall
Throughout life, many things can have a significant impact on your financial needs and plans for the future, including receiving a sudden windfall. As your life journey progresses, you will need to adapt to an endless list of variables such as:
An Introduction to Tax Planning
While our taxes go towards providing the important services we all rely on, such as the NHS and schools, no one needs to end up paying more than their fair share. This guide takes a look at the current tax allowances and exemptions that we are entitled to and how to maximise their use in meeting our individual financial goals.
An Introduction to Investing for Children
We all want our children to have the best possible start in life. But how best to achieve it? Investing offers the potential for strong returns, especially if you start early. This guide considers the options, highlighting the importance of assessing your objectives, making an investment plan and suggests the top tips for investing for maximum tax-efficiency.
An Introduction to Investing
As we move through life, events such as marriage, property purchase, starting a family, starting a business, retirement and inheritance impact our financial needs and plans. This guide focuses on
investing, about why you should invest, your attitude to risk, diversification and strategy, and why it’s important to take a long-term view.
An Introduction to Intergenerational Financial Planning
The generational wealth gap has become all too clear, the baby boomer generation now hold around 80% of all UK private wealth, while today’s younger generation face significant obstacles to accumulating wealth.
An Introduction to Sustainable and Ethical investing
Increased consumer awareness of social and environmental issues has led to increased interest in sustainable and ethical investing, with funds entering the mainstream. Despite greater awareness, there is still some confusion about the terminology associated with this type of investing.
An Introduction to Life Insurance
Although life insurance probably isn’t at the top of many people’s ‘to do’ list, it’s arguably one of the most important financial products anyone can take out, and one of the best ways of protecting your loved ones financially. This guide explains the different types of cover, how much cover you might need and lists the top tips about life insurance.
An Introduction to Home Insurance
Home insurance protects your property and belongings from unexpected events like natural disasters, theft, and accidents. Understanding its basics ensures you have adequate coverage and peace of mind.
An Introduction to Equity Release
Equity release enables homeowners aged 55 and over to access the value tied up in their property without selling it. Understanding its basics helps determine if it’s suitable for your financial needs.
An Introduction to Inheritance Tax
The Inheritance Tax Guide explains the importance of obtaining expert advice to allow assets to be passed on as intended. It explains the current IHT threshold, main residence nil-rate band, the use of IHT-free gifts and the seven year rule. A useful ‘top tips’ page is also included.
