Key changes in the housing market

November’s Budget may feel distant, but key changes are on the way for landlords, high-value homeowners and first-time buyers. From rising rental income tax to the end of the Lifetime ISA and a new high-value property surcharge, here’s what to be aware of in 2026

Keep your home safe this winter

Winter can bring unexpected damage, so check you have adequate home insurance. Be prepared for floods, freezing temperatures and high winds. Keep your boiler well maintained with an annual service and check your home for fire hazards. 

House Prices – what to expect in 2026 and beyond

What does Savills’ latest five year forecast shows for UK house-price growth. Northern regions are set to outperform, while London lags. Buyers, movers and investors will each face very different market conditions in the years ahead.

FTBs looking to buy in cities

More first-time buyers are setting their sights on city living, with Dundee and Edinburgh seeing the biggest increase in buyer enquiries. London has lost some appeal due to high prices, showing that affordability remains a key factor in buyer decisions. 

Autumn housing market outlook

The UK housing market moves into autumn with steady momentum. Buyers can expect to benefit from improved affordability and negotiating power due to a high volume of homes on the market. This is influencing how sellers approach pricing.

Residential Property Review – September 2025

The UK housing market faces uncertainty ahead of the Autumn Budget, with potential tax changes impacting activity. Mortgage rates eased but could rise again. Sales fall-throughs remain high, while affordability continues to shape buyer hotspots across London. 

In the News – Home Finance 

Dressing rooms are trending and can add up to £40k in value to your property. Older homeowners hold 2.9trn in property wealth in the UK – around 37% of this wealth is in London and the South East. The house buying process is reported to be taking 41% longer than anticipated.