Insights
Behind all great advice is in-depth knowledge. Here’s everything you need to know about pensions, property, government fiscal policy and the state of the UK economy. We’ll explain what it all means for you and finances.
Other key points and closing comments
The Budget also includes targeted measures on savings, taxation of goods, transport, energy, and devolved government funding, alongside additional support for childcare.
Personal taxation, savings and pensions
The Budget maintains stability in personal taxes and pensions while introducing targeted changes to Capital Gains Tax, inheritance rules, and property-related reliefs alongside extending savings incentives.
Economic forecasts and cost-of-living measures
The Chancellor’s latest Budget focused on driving economic growth and easing pressure on households, with updated forecasts from the OBR and several new measures to support living standards.
Autumn Budget – forward thinking
Speculation about the Autumn Budget is growing, with some experts expecting further tax changes. While outcomes are uncertain, steps like maximising ISAs or reviewing pension contributions can help you stay ahead. We’ll guide you through changes.
News in Review
The latest data from Halifax shows that house prices decreased by 0.3% month-on-month in September, following an increase of 0.2% in August. Meanwhile, the annual growth rate eased from 2.0% to 1.3%, the slowest rate since April 2024.
Homing in on the mortgage challenges facing gig workers
For freelancers and contractors, securing a mortgage can be a real challenge due to multiple income streams. Many experience rejection because traditional lenders don’t understand gig economy finances. Expert advice can help you navigate this and strengthen your application.
